COURSE OVERVIEW

Faith-Based Financial Literacy for Kids and families

Money Explorers is a financial literacy course created to help kids (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.

  • Values-First Financial Literacy Curriculum
  • Mobile-Friendly Online Learning
  • 30 Self-Guided Lessons
  • Progress Tracking
  • Instant Access
Get the course
See All Features
COURSE OVERVIEW

Faith-Based Financial Literacy for Kids

Money Explorers is a financial literacy course created to help kids (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.

  • Values-First Financial Literacy Curriculum
  • Mobile-Friendly Online Learning
  • 30 Self-Guided Lessons
  • Progress Tracking
  • Instant Access
Get The course
See All Features
COURSE OVERVIEW

Faith-Based Financial Literacy for Kids

Money Explorers is a financial literacy course created to help kids ages (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.

  • Values-First Financial Literacy Curriculum
  • Mobile-Friendly Online Learning
  • 30 Self-Guided Lessons
  • Progress Tracking
  • Instant Access
Get The course
See All Features
COURSE OVERVIEW

Faith-Based Financial Literacy for Kids

Money Explorers is a financial literacy course created to help kids (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.

  • Values-First Financial Literacy Curriculum
  • Mobile-Friendly Online Learning
  • 30 Self-Guided Lessons
  • Progress Tracking
  • Instant Access
Get The course
See All Features
COURSE OVERVIEW

Faith-Based Financial Literacy for Kids

Money Explorers is a financial literacy course created to help kids (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.

  • Values-First Financial Literacy Curriculum
  • Mobile-Friendly Online Learning
  • 30 Self-Guided Lessons
  • Progress Tracking
  • Instant Access
Get The course
See All Features

Designed to Delight, Built to Teach

Through colorful visuals, storytelling, printable activities, and guided conversations, this course invites kids to explore money in a way that’s both engaging and practical.

They’ll learn how currency developed, what gives money its value, and how it connects to real-life decisions they already make, like spending, saving, giving, and even investing. Along the way, they’ll also consider timeless values that can’t be bought, like kindness, contentment, and integrity.

Whether you’re starting fresh or reframing the conversation, Money Explorers brings you and your child together through meaningful money conversations, and equips your child with the knowledge they need to understand and manage money wisely.

Cultivating Healthy Conversations

Parents will appreciate how this course opens the door to honest, age-appropriate conversations around money, grounded in biblical wisdom and real-world relevance. It’s not just about dollars and cents. It’s about cultivating stewardship, confidence, gratitude, and a deep understanding of what truly matters in life.

Short-term, your child will gain tools to practice managing the money they earn. Long-term, they’ll carry forward habits and heart-postures that support generosity, discipline, and purpose. This isn’t just financial literacy, it’s life literacy, rooted in timeless truth.

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inside every lesson

Features to Keep Kids Engaged and Learning

Engaging Learning Tools

Multi-sensory resources designed for independent and guided learning

  • Narrated lesson audio
  • Motivational mini-videos in select lessons
  • Original artwork and animation brings concepts to life
  • Colorful visuals and infographics
  • Printable worksheets and activity pages
  • Similar learning experience on desktop, tablet, and mobile, with accessibility in mind

Motivating and fun

Keeps kids excited to learn without pressure to perform

  • Earn points for lesson completion and quizzes
  • Quizzes may be retaken to get max points
  • Gamified quizzes to reinforce key ideas
  • Digital certificate to celebrate course completion
  • Reflective activities that invite creativity
  • A fun and practical topic (money) is a great addition to any homeschool curriculum

Discipleship and Character Development

Grounds financial learning in biblical truth and timeless values

  • Scripture woven into each lesson
  • Short devotion-style reflections
  • “With Your Grown-Up” questions for meaningful dialogue
  • Themes like honesty, work ethic, diligence, self-control, stewardship, generosity, and contentment

Parent-Friendly and Homeschool-Ready

Created for flexibility, support, and ease-of-use for families

  • Great fit for a homeschool family learning time, co-ops, or enrichment
  • 30 lessons, 15–30 min each, flexible for short-term or semester-long educational use
  • Printable materials and lifetime access
  • Designed to spark meaningful conversations without needing a script
WHO IT’S FOR

Designed for Families Who Want to Raise Money-Wise Kids

Whether you’re homeschooling or simply want to instill biblical money wisdom outside the classroom, this course is for you.

Homeschool Parents

  • Seeking homeschool curriculum aligned with faith and character development
  • Want a structured way to teach about money, stewardship, and work ethic
  • Use family discussions and activities as core learning tools
  • Appreciate hands-on resources that fit easily into a flexible homeschool schedule

Christian Schools, Co-ops, Church Programs

  • Need ready-to-use Christian financial literacy content for Bible, life skills, or enrichment classes
  • Seeking engaging, foundational money management resources to share with families
  • Interested in a financial literacy course that blends character, faith, and practical knowledge

Parents of Elementary-Aged Kids

  • Want to supplement their child’s education with biblical financial literacy principles
  • Looking for an engaging at-home online money course for weekends, evenings, or summer
  • Value money lessons that spark conversation and build financial confidence
WHAT’S INSIDE

Explore the Curriculum

The Money Explorers online financial literacy course for kids is organized into three sections that build a strong foundation for understanding, earning, and stewarding money. Each section includes 10 age-appropriate lessons, fun games and stories, creative activities, and original videos to help families grow together in financial education and stewardship.

SECTION 1

What is Money?

In this section, kids learn that money is a tool, not a treasure. It has a history, a purpose, and a story. They’ll explore bartering, ancient currencies, and how money has changed over time. Lessons also cover the things money can’t buy, global wealth perspective, fun facts, and activities like “Treasure Hunt” and “The Peace Jar,” all helping kids build a deeper understanding and sense of gratitude.

Why Money Matters

History of Money and Trade

Shells, Salt, and Chocolate

From Coins to Cards

What’s it Worth?

In God We Trust

Money Mysteries Revealed

Family Life Around the World

What Money Can’t Buy (1)

What Money Can’t Buy (2)

SECTION 2

Earning

This section helps kids explore the purpose of work and the value of effort. Through biblical wisdom and real-life examples, they’ll learn how money is earned with creativity, skill, and service. Stories of entrepreneurs and simple ways of getting paid for jobs at home make earning feel possible and fun. With lessons on responsibility, honesty, and using talents, kids begin to see work as a way to earn, serve, and grow.

Work is Good

Gifts and Talents

Earning with Integrity

The Value of Time and Effort

Earning Starts at Home

The Payday Path

Be Clear and Kind

Business Basics

Building a Business

Try and Learn

SECTION 3

Stewarding

Kids learn how to wisely manage what God has given them through spending, saving, giving, and investing. Lessons focus on developing a healthy mindset for making thoughtful choices in each area and beginning to plan for the future. With Scripture, stories, and activities, this section builds strong money habits, helps kids think biblically about each basket, and equips them to steward money with purpose.

What is Stewarding?

Buckets of Blessing

Spending Smarts

Why We Save

Give with Joy

Investing Adventures

Investing for Life

Budgets and Banks

Marketing and Your Mind

Rest Over Riches

The Fourth Basket: Investing

Most children’s financial education stops at three baskets: spending, saving, and giving. But that’s not the whole picture.

Investing is essential for gaining long-term freedom over your time, and it’s a concept reflected throughout the Bible. Kids are more than capable of understanding that money can grow when it’s managed wisely. Through age-appropriate lessons, we introduce the basics of investing while connecting them to faith, patience, and purpose.

It’s not about chasing wealth, it’s about stewarding what God has given us so it can multiply and bless our families and others for years to come.

We don’t just explain investing, we offer practical ways for kids to start forming real investing habits early. From simple examples and concepts like compounding, to biblical principles like sowing and reaping, we help kids see that investing isn’t just wise, it’s part of God’s design.

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Early financial literacy is one of the most overlooked but powerful advantages a child can have.

Kids who grasp financial principles early are more confident, less stressed, and more likely to pursue work, education, and life paths that align with their values instead of their financial pressures.

potential impact per child
FREE DOWNLOAD

The Literacy Dividend

Get your free copy of The Literacy Dividend, a whitepaper with the facts, stats, and real-world insight behind Money Explorers.

  • Kids start forming money habits by age ~6.
  • Only 23% of schools require a standalone personal-finance course.
  • The average American lost $1,506 in 2023 from financial illiteracy.
  • Early money talks build confidence, delayed gratification, and values-based decisions.
  • Biblical wisdom offers a timeless foundation for earning, spending, saving, giving, and stewardship.
Download the Whitepaper

Hi, I’m Joel

Founder of Rest Over Riches, husband, homeschool dad to four, and follower of Jesus. I created this curriculum out of a deep desire to help kids and their families, including my own, manage money with purpose and peace. After years of following a traditional financial path and two decades in the workforce, I realized I was trading too much time for a paycheck and missing out on what mattered most, my family. Something had to change.

A Better, Biblical Path Forward

Through prayer, learning, and changing our approach to stewardship and investing, God led our family from depending solely on my paycheck to building provision through purposeful investments. Along the way, He taught us to approach money with a mindset anchored in Biblical truth. Rest Over Riches is more than a financial literacy curriculum; it’s a calling to help kids and their families embrace that same mindset: to see money through God’s eyes, to live simply, and to steward resources in a way that serves Him rather than the world. The world’s race leads to exhaustion. God’s way leads to rest.

“Come to me, all who labor and are heavy laden, and I will give you rest.” —Matthew 11:28

Created for My Kids, and Yours

A Faith-First, Truth-filled Approach to Money

We want our kids to learn that money is a gift to be stewarded, not a goal to be chased, and we want to share that vision with you.

Fruit beyond finance

Ready to Raise Money-Smart Kids Who Follow God’s Purpose?
This isn’t just a curriculum. Money Explorers is a tool to help your kids build a lifelong foundation of wisdom, contentment, and purpose. Whether you’re new to teaching financial literacy or you’ve tried other money-related resources that felt too shallow or too worldly, Money Explorers offers something different: a biblical, engaging, and practical way to explore how money is a gift to serve God, not the world.

Free Sample Lesson

Frequently Asked Questions

About the Course

Yes, the Money Explorers financial literacy course for kids launches in Fall 2025 and is the only course available at this time. Additional courses are in the works. Sign up to our email list or send us a message to stay in touch

This course is designed to be engaging for kids, but the content is appropriate and beneficial for teens and even adults. Every lesson includes activities and discussions to help the whole family learn together. Younger readers may need guidance, but the content is written to be engaging for kids.

Not at all! The lessons are simple, clear, and easy to follow. You are welcome to learn right alongside your child.

Yes. We include biblical principles and references throughout the course to help children learn wise, God-honoring money habits.

Absolutely. It’s designed with homeschool families in mind and can be used as a full unit study or as a supplement.

The Money Explorers financial literacy course for kids explores what money is, how it works, bartering, supply and demand, earning, work ethic, entrepreneurship, saving, giving, spending, investing, marketing mindset and more, through engaging lessons, stories, games, and hands-on activities. View the course outline for more details.

Every child learns differently, and that’s one of the beautiful things about how God made us. Because each lesson covers a unique topic, we’ve focused on giving students the right information rather than making them all the same length. You’ll see a time estimate at the start of each lesson so you can plan ahead.

How long it takes will depend on a few things:

  • Your child’s age or comprehension level – Some kids move quickly, others like to pause and soak it in.
  • Your involvement – Lessons can be done independently, but when a parent or teacher joins in—especially for the “With Your Grown-up” and “Hands-On Activity” sections—the conversations often go deeper and last longer.

On average, lessons take anywhere from about 10 minutes (quick watch-and-learn) to about 30 minutes (full discussions and activities). Each one includes a short video, thought-provoking questions, and an activity. Feel free to slow down or speed up based on your child’s pace and curiosity—there’s no rush when it comes to learning truth that lasts.

Yes, if the learner can read, then they will likely be able to navigate the content, games, and quizzes on their own. That said, younger kids may benefit from having a nearby grown-up for support and discussion. Every child is different, but older children may be able to work more independently. Each lesson also includes a special section with one or two guided conversation topics to help grown-ups and kids connect and reflect together on what they’re learning.

Yes! The course is self-paced, so you and your kids can complete it on your own schedule.

We’ve designed the Money Explorers course to be flexible and family-friendly. Your child can jump into any lesson at any time. There’s no locked sequence or required order. Why? Because every family is different, and kids learn best when they’re curious and engaged.

If your child is most excited to start with lessons about earning, giving, or making smart spending choices, that’s great! Go for it.

If you’d prefer to follow our suggested path, we recommend starting with Section 1: What is Money? This section lays the foundation for many of the concepts that follow. But ultimately, you’re in charge of the journey.

Whether you go in order or skip around, our goal is the same: To help your child build a healthy, faith-rooted understanding of money at their pace, in their way.

Yes! Your family can revisit any lesson, activity, or quiz as many times as you like. You’ll always have access to the full course content, so you’re free to go back, rewatch videos, replay games, retake quizzes, and enjoy the lessons again at any time.

Just a quick note: Once a lesson has been marked complete, it can’t be restarted to show as incomplete. Your course will continue to display the original completion status. For families with multiple kids, we offer plans that include additional learner profiles—this way, each child can track their own progress and enjoy the satisfaction of completing each lesson for themselves.

Yes! In addition to the lesson topic content, every lesson includes a self-reflection question to get your child thinking, an interactive learning game, thoughtful discussion prompts, a printable activity that reinforces the lesson content while sparking creativity, and a short quiz to help review and celebrate what they’ve learned.

No special software is needed, just an internet connection and a web browser. There is a printable activity with each lesson, so having access to a printer would be helpful, but is not required. Pencil and blank paper will work too! The lesson content has been tested to display similarly on all devices including tablets and phones.

Money Explorers is designed as an interactive online experience with videos, games, and quizzes, so there’s no full PDF version of the entire course content. However, each lesson does include a printable activities or worksheet that we encourage you to download and use with your kids!

Pricing and Licensing

We offer tiered pricing based on the number of users taking the course:

  • $129 (one user)
  • $159 (up to 3 users)
  • $189 (up to 5 users)
  • Custom (larger group pricing available)

It’s a one-time lifetime license. We do not offer a recurring subscription payment option. Our payment options may include the ability to break up the total cost into smaller installments to make it more affordable for your family. Full details will be available at checkout.

When you purchase Money Explorers, you get lifetime access for your family—that means you can start when the time is right, take breaks, and revisit lessons as your kids grow. Whether you want to explore it all at once or spread it out over months (or even years), the course will always be here for you.

In online course terms, lifetime access means for as long as the course is available on our platform. If we ever make major changes to the platform in the future, we’ll do our best to communicate well in advance.

We also plan to include a digital PDF version of all course content by Spring 2026. If you purchase the course before the PDF is available, we’ll email it to you and add a download link in your course dashboard once it’s ready.

After checkout, you’ll receive an email that explains how to access the course for 1 user or multiple users. Once signed in, you can access your course from your account dashboard on this website, restoverriches.com.

Yes! One license can cover multiple children within your household. However, if you’d like each child to have their own login, they’ll be able to enjoy the full interactive experience—playing games, taking quizzes, and tracking their own progress at their own pace. Individual accounts let each child earn points, complete lessons, and experience the satisfaction of finishing the course themselves.

Due to the nature of digital content, all sales are final. However, we want you to be happy. Reach out if you have any concerns and we’ll do our best to help!

Yes! Larger group licenses are available. Please contact us for custom pricing and permissions.

Still Have Questions?

Reach out anytime via our contact page, and we’ll be happy to help!

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Keep your lives free from the love of money and be content with what you have. Heb 13:5